Many small businesses think that as long as they have valid insurance cover they are immune from any further exposure to risks in the workplace.
The management of risks associated with the work they do can reduce the frequency of injuries and incidents. The levels of exposure do vary considerably depending on whether the business operates from an office, factory or other type of location.
However, it is clear that companies who successfully manage the risks associated with their operations are better able to defend themselves in court.
We have, for many years, worked within the insurance industry and therefore fully understand the requirements that insurers place on their clients.
That is why many companies have an ongoing relationship with Keystone Risk Management Limited to lessen the burden of risk management and improve their level of defensibility.